In partnership since 2016
Since partnering in 2016, NFU Mutual and Aviva have helped almost 15,000 customers* to protect the things that matter most – themselves, their families, their income and their business.
*Aviva Protection UK Limited MI October 2024

Protect what really matters to your customers
Everything we do at Aviva is about providing support to individuals and their families. It’s easy for you to tailor the right solution to meet your customers’ needs as they change over time.
Our business protection solutions can ensure your customers' businesses are fully protected, should the worst happen.
Literature and support materials
Key Facts
Critical Illness Choices – Key Facts
This document describes what is covered by Term Assurance with Critical Illness, who can buy it and how it works.
Critical Illness (business protection) - Key Facts
This document describes what is covered by business protection Critical Illness with Term Assurance, who can buy it and how it works.
Family Income Benefit - Key Facts
This document describes what is covered by Family Income Benefit Insurance, who can buy it and how it works.
Income Protection - Key Facts
This document describes what is covered by Income Protection Insurance, who can buy it and how it works.
Relevant Life Insurance - Key Facts
This document describes what is covered by Relevant Life Insurance, who can buy it and how it works.
Term Assurance (business protection) - Key Facts
This document describes what is covered by business protection Term Assurance, who can buy it and how it works.
Term Assurance - Key Facts
This document describes what is covered by Term Assurance Insurance, who can buy it and how it works.
Whole of Life - Key Facts
This document describes what is covered by Whole of Life Insurance, who can buy it and how it works.
Cover details
Critical Illness Choices – cover details
This explains how the cover works and the terms and conditions for YourLife Plan Term Assurance with Critical Illness Choices.
Critical Illness (business protection) - cover details
This explains how the cover works and the terms and conditions for business protection Critical Illness with Term Assurance
Family Income Benefit - cover details
This explains how the cover works and the terms and conditions for YourLife Plan Family Income Benefit
Income Protection - cover details
This explains how the cover works and the terms and conditions for YourLife Plan Income Protection
Relevant Life Insurance - cover details
This explains how the cover works and the terms and conditions for Relevant Life Insurance
Term Assurance (business protection) - cover details
This explains how the cover works and the terms and conditions for business protection Term Assurance
Term Assurance - cover details
This explains how the cover works and the terms and conditions for YourLife Plan Term Assurance
Whole of Life - cover details
This explains how the cover works and the terms and conditions for Whole of Life Insurance.
Sales aids
Critical Illness Choices – sales aid
Find out how our critical illness product offers quality and flexibility, giving better outcomes and value from day one.
Aviva Smart Health - leaflet
Get unlimited access to a 24/7 online GP as well as a range of other health and wellbeing experts.
Giving you something premier
High-net-worth customers expect personalised support. That’s where our Premier Service comes in. Combining specialist services with dedicated underwriting, it’s tailored to you and your customers.
Immediate cover
While an application is being assessed, Aviva can provide your client with temporary cover.
Income Protection sales aid
Income protection is there to keep the money coming in every month. If you can’t work because you’re seriously ill or injured we’ll be there. Learn more.
Income Protection – occupational sales aid for teachers
Understand how we go above and beyond to complement an employers sick pay.
Income Protection – occupational sales aid for dentists, doctors and surgeons
Have a read of this guide to get to grips with our YourLifePlan Income Protection features that are just for dentists, doctors and surgeons.
Winston's Wish guide
Read our guide to learn more about the support on offer from Winston’s Wish and how their experts help children and young people face the future with hope and lead full and flourishing lives.
Business protection
Business protection adviser guide
This business protection guide helps to support and streamline your advice process.
Relevant Life - features table
Discover the key features and benefits of our Relevant Life Insurance with this simple and easy to use table.
Aviva Smart Health
Aviva Smart Health - leaflet
Get unlimited access to a 24/7 online GP as well as a range of other health and wellbeing experts.
Eat well to feel well
The food we eat is important for keeping our immune systems in good shape. The kitchen essentials listed in this guide show you how to include the nutrients you need in your day-to-day diet.
How to exercise at home
This guide covers exercising at home for every member of the family, from children to grandparents. We also share some ideas for how to keep in shape whilst working from home, whatever your fitness level.
Good mood foods
Fuelling your body with the right nutrition can support you both mentally and physically. This guide helps you to understand the benefits that nutrients such as potassium, magnesium and omega 3 can have for your health.
Nutritious kitchen essentials
We’re all looking to make the most of what we currently have in our kitchens. Our kitchen essentials guide gives you some inspiration for cooking delicious meals with basic ingredients from your cupboard or fridge.
Underwriting
Medical screening factsheet
Information about medical screenings.
Quick reference underwriting guide
This quick reference guide will help answer your underwriting questions.
NFU Mutual occupation list
You can access the list of occupations we cover here.
Trusts
A guide to trusts
This guide explains what trusts are and how they work.
Deed of assignment
Our deed of assignment document.
Discretionary Trust form - single life
Discover more about Discretionary Trusts for a single life policy and how they could be the right option for your client.
Discretionary Trust form - joint life
Discover more about Discretionary Trusts for a joint life policy and how they could be the right option for your client.
Relevant Life Insurance - Discretionary trust
A discretionary trust document for use with Relevant Life insurance.
Relevant Life Insurance - Expression of wishes form
Relevant Life Insurance Expression of Wishes form.
Bare Trust form - single life
Discover more about Bare Trusts for single life policies - from definitions to the trust provisions and the declaration of trust.
Bare Trust form - joint life
Discover more about Bare Trusts for joint life policies - from definitions to the trust provisions and the declaration of trust.
Forms
Instruction to your bank or building society to pay by direct debit
Download our bank and building society direct debit form.
Medical data capture form
This form contains questions that our online application system will ask for the 10 most common medical disclosures.
Product governance
Fair value assessments
Life Insurance – fair value assessment
This document contains the outcome of Aviva's Life Insurance fair value assessment, including the products in scope.
Critical Illness (Intermediary) – fair value assessment
This document contains the outcome of Aviva's Critical Illness fair value assessment, including the products in scope.
Income Protection – fair value assessment
This document contains the outcome of Aviva's Income Protection fair value assessment, including the products in scope.
Target market statements
Term assurance, CI and IP – target market statements
This document contains our individual protection target market statements for Aviva’s Term Assurance, Critical Illness and Income Protection. It's an overview of who is and isn’t right for the products and what type of adviser should sell it.
UWOL – target market statement
This document contains our individual protection target market statement for Underwritten Whole of Life. It's an overview of who is and isn’t right for the product and what type of adviser should sell it.
Relevant Life and business protection – target market statements
This document contains our individual protection target market statements for Aviva’s Relevant Life and Business Protection. It's an overview of who is and isn’t right for the products and what type of adviser should sell it.

Customer help and information
At Aviva, looking after the people we protect is second nature. And sometimes it might mean going above and beyond if your customers want a little extra help. Click the link below to find out more about the ways Aviva can support.